If you pay for your policy monthly, your policy will automatically renew. If your details have remained the same, you won’t need to do anything. This won’t be the case if you have opted out of the auto renewal process, of course.

If you don’t want your policy to be automatically renewed, you will need to opt out by completing the relevant opt-out form on the Motorcade website.

If you pay for your insurance on an annual basis, your policy will not automatically renew, and you’ll need to message us via the online chat function to arrange how you’d like to pay for your policy for the coming year.

If we do not hear from you, your policy will lapse. Your renewal documents will make it clear whether your policy will renew automatically. If you’re unsure, contact us via the Portal, or the relevant form, for guidance.

If you cancel your renewal, please note it is an offence under the Road Traffic Act 1988 to leave, drive or otherwise use your vehicle on a public highway without a valid insurance cover being in force; therefore, please ensure you arrange for alternative cover upon the expiry of your policy.